Bank specific macroeconomic and industry specific determinants of bank performance and risk. The case of Kazakhstan
Citation
Sagatbekovich, K. K. (2019). Bank specific macroeconomic and industry specific determinants of bank performance and risk. The case of Kazakhstan. International Congress on Business and Marketing. s. 234-239.Abstract
Aftermath the global financial crisis many of the superior, in economic terms, or
as many call them, developed economies struggled with the problems that they
themselves have accumulated during pre-financial crisis times neglecting
seemingly obvious growing financial problems. The crisis hit strong, leaving
these, seemingly, developed countries in a condition when they were not able to
stand still and hold the blow. This paper, however, examines the condition after
and during the financial crisis of the performance of banking industry in the
transitional economy of Kazakhstan. In a broad spectrum, our focus in this paper
is the effect of risk and growth on the performance. As these two variables are,
happen to make the most contributing and explaining the performance factors.
The banking industry is the main locomotive or the domain of the developing
countries' economies, or the countries recently switched from planned to open
market conditions. Therefore, the reforms and many economic and political
actions from the governing structures particularly in transitional economy of
Kazakhstan are directed first to improve and help exactly the banking industry
as it appears to be the core point or the veins of the country economy
development resembling the whole state economic perspective. This paper
examines quarterly based panel data over ten years from the beginning of the
crisis of 2008y up until to the 2017y of ten Kazakhstani banks. For the measure
of the risk, we apply Z-score that explains the financial stability that affects the
performance. As for the performance itself, accounting terms like ROA and NIM
are taken with the consideration of macroeconomic and bank specific variables.
We expect that the findings will help clarify the necessities for the enhancement
of policy implications, regulation and supervision of different aspects of the risk
possibilities in the banking industry that might help improve the general state
economic condition.
Source
International Congress on Business and MarketingCollections
The following license files are associated with this item: