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Yayın The impact of knowing of personal finance to students savings(Maltepe Üniversitesi, 2018) Late, Anxhela; Klleci, Alisa; Biraci, Elena; Öztopcu, Aslı; Bozok, Mehmet; Çetin, ŞahinThe best way which students can save a part of their income for a certain aim is using linancial analysis and calculating personal financial ratios. One of the main personal financiaI ratios is saving ratio which provides an indicator of progress in achieving financial goals by measuring the percentage ofdisposable income that is being saved pef year. This study was conducted with the students of University of Gjirokastra, South Albania and this paper presents the results of this study.