A case of liquidity risk: Demirbank

dc.authorid0000-0003-2924-9865en_US
dc.contributor.authorYazıcı, Mehmet
dc.date.accessioned2024-07-12T20:53:21Z
dc.date.available2024-07-12T20:53:21Z
dc.date.issued2022en_US
dc.departmentFakülteler,İnsan ve Toplum Bilimleri Fakültesi, İşletme Bölümüen_US
dc.description.abstractLiquidity risk is the possible loss of funds as a result of not being able to find the required amount of funds at an appropriate cost when needed or not being able to sell a financial asset at the required time and price. Briefly, it is the risk of maturity mismatch of cash inflows and outflows. Banks that use the shortterm funds they collect in long-term assets are exposed to such a risk. Despite international regulations, it is observed that even in banks with sufficient capital levels, problems arise in the management and liquidity due to the change in risk appetites of different financial institutions in different periods. After the World War II, and especially with the effect of the liberalization policies of the Democratic Party in Türkiye, which was in ruling between 1950-1960, 24 new banks were established. In the case of Demirbank, which resulted to took over by the Savings Deposit Insurance Fund (SDIF) in 2000, especially all the process until the transfer of the bank to the fund, is a lesson to learn on liquidity risk management. In this article it is aimed to shed light on a period in Turkish banking history, the theoretical framework and the regulatory and supervisory processes and the reactions of related institutions.en_US
dc.identifier.citationYazıcı, M. (2022). A case of liquidity risk: Demirbank. International Journal of Scientific Research and Management (IJSRM), 10(7), s.1190-1204.en_US
dc.identifier.endpage1204en_US
dc.identifier.issn2321-3418
dc.identifier.issue7en_US
dc.identifier.startpage1190en_US
dc.identifier.urihttps://hdl.handle.net/20.500.12415/2619
dc.identifier.volume10en_US
dc.language.isoenen_US
dc.publisherInternational Journal of Scientific Research and Management (IJSRM)en_US
dc.relation.ispartofInternational Journal of Scientific Research and Management (IJSRM)en_US
dc.relation.isversionof10.18535/ijsrm/v10i7.sh02en_US
dc.relation.publicationcategoryUluslararası Hakemli Dergide Makale - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.snmzKY01680
dc.subjectBankingen_US
dc.subjectLiquidity risken_US
dc.subjectBanking crisisen_US
dc.subjectDemirbanken_US
dc.titleA case of liquidity risk: Demirbanken_US
dc.typeArticle
dspace.entity.typePublication

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